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Vacation Homes Help Fuel Existing Sales Surge; Lenders More Selective; Mortgage Rate Reality

Vacation Homes Help Fuel Existing Sales Surge; Lenders More Selective; Mortgage Rate Reality

Existing home sales rose again in September and are now blowing the doors off last year's numbers. The National Association of Realtors® says sales of single-family homes, townhomes, condominiums, and co-ops, rose 9.4 percent from August to a seasonally adjusted annual rate of 6.54 million units in September. After four straight months of increasing sales, the seasonally adjusted rate is now 20.9 percent higher than in September 2019. Single-family home sales rose 9.7 percent month-over-month to a seasonally adjusted rate of 5.87 units and are now 21.8 percent higher than a year earlier. Existing condominiums and co-ops sold at annual rate of 670,000 units, increasing 6.3 percent and 13.6 percent from the two earlier periods. Analysts had expected sales to remain on a winning streak but
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