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Rates Still Over 4% Despite Calmer Markets; How Housing Can Boost Retirement; Bond Market Death Exaggerated

Rates Still Over 4% Despite Calmer Markets; How Housing Can Boost Retirement; Bond Market Death Exaggerated

Mortgage rates were mixed today, depending on the lender. Those who raised rates yesterday afternoon were more likely to show small day-over-day improvements today. But for the average lender, rates edged just slightly higher , bringing them to the highest levels of 2016 (matching the rates seen on January 4th and 5th). Bond markets improved today, which typically allows lenders to offer lower rates, but lenders are understandably hesitant to pass along market gains without seeing some more stability. One week ago, the most prevalent conventional 30yr fixed rate was 3.625% for top tier scenarios. That makes this one of the worst weeks for mortgage rates on record. Today was more of an afterthought compared to the past three business days. You can read more about each of those days at their
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