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Rates Steady to Begin Week; Triple Threat Posed by Pacific Coast Quakes; Multifamily Thrives; Affordability Suffers

Rates Steady to Begin Week; Triple Threat Posed by Pacific Coast Quakes; Multifamily Thrives; Affordability Suffers

Mortgage rates were mixed today, depending on the lender, as well as the time of day. Earlier this morning, most lenders were quoting slightly higher rates compared to last Friday. As the day progressed, bond markets worked through some of the events that had been causing anxiety and trading levels improved. That paved the way for several lenders to offer mid-day improvements on rate sheets. This brought the average lender back to 'unchanged' by mid-day, and just barely lower by the end of the day. 4.25% remains the most prevalently-quoted conventional 30yr fixed rate on top tier scenarios, but 4.125% is nearly as common. Bond market anxiety remains over the next 2 days, which could serve to limit the potential for a big bounce back. There is widespread agreement that the Fed will hike its
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