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Rates Slightly Lower; Contract Signings Second Lowest in 17 Months; Campaign Debate Missing Critical Issue

Rates Slightly Lower; Contract Signings Second Lowest in 17 Months; Campaign Debate Missing Critical Issue

Mortgage rates were slightly lower today, recovering only some of the weakness seen over the past several business days. Apart from last Friday, today's rates are still the highest in a week for most lenders. Context is important though. We're not talking about big swings in rates. In fact, contract rates themselves aren't even moving. Rather, it's the closing costs associated with any given rate that have been rising and falling modestly. 3.625% remains the most prevalent conventional 30yr fixed rate quote for top tier scenarios. The absence of drama and volatility in the near term past is no guarantee of the same in the next few days. The markets that underlie mortgage rate movement have been consolidating in a narrow, sideways range. That's the sort of pattern we typically see before a higher
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