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Rates Remain Near 5-Month Lows; CFPB Issues Final HMDA Rule

Rates Remain Near 5-Month Lows; CFPB Issues Final HMDA Rule

Mortgage rates had a tremendously uneventful day, holding roughly the same levels as those seen yesterday and the day before. In this case, a lack of movement is a good thing considering rates are very close to their best levels in more than 5 months. In fact, only 2 days have been any better during that time. Most lenders are quoting conventional 30yr fixed rates of 3.75% to 3.875% on top tier scenarios. The strength in rates is particularly welcome news considering it's accompanied by strength in stocks. In recent weeks, rates have been more likely than normal to be moving in the same direction as stock prices on any given day. If the normal relationship had held up, we definitely would have seen rates move higher over the past two days. While that is heartening today, it can also serve as
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