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Rates Perfectly Steady. Next Week Could be Different; Judicial Foreclosure More Harm Than Good; Boomers Control Housing’s Fate

Rates Perfectly Steady. Next Week Could be Different; Judicial Foreclosure More Harm Than Good; Boomers Control Housing’s Fate

Mortgage rates did absolutely nothing today. In fact, some lenders were not even open for business today. Those who were, generally made no discernible changes to rate sheets. This is not necessarily a surprise considering Black Friday is traditionally the slowest day of the year for the bond markets that underlie mortgage rate movement. Slowness is a reference to the overall amount of trading activity and the number of active market participants. Trading levels can still move amid such conditions, but they didn't today--at least not enough to matter. This leaves 4.0% intact as the most prevalently-quoted conventional 30yr fixed rate for top tier scenarios with 4.125% a distant second. Bond markets closed early today (2pm instead of 5pm) so there is no further potential of rate changes until
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