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Rates Near 1-Month Highs; Boomers Breaking Housing Mold; FTHBs Fuel 9-Year High in Sales

Rates Near 1-Month Highs; Boomers Breaking Housing Mold; FTHBs Fuel 9-Year High in Sales

For most lenders, you'd have to go back to late June in order to see mortgage rates any higher than they were today, although several lenders did offer improvements as market conditions allowed in the afternoon. Additionally, there really wasn't much upward movement in rates from yesterday. Rather, this is simply the culmination of a slow, steady move higher over the past 2 weeks. For now, the worst side effect of this gradual movement is that it's finally bringing conventional 30yr fixed rates back up to 3.5% on top tier scenarios. 3.375% is still widely available, but 3.5% is now slightly 'more available.' In the bigger picture, the current week is better characterized as 'sideways,' despite the fact that today's rates happened to be the highest of the month. Keep in mind that mortgage rate
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