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Rates Lowest in Several Weeks; Imbalances in Construction; Housing Sentiment Ebbs

Rates Lowest in Several Weeks; Imbalances in Construction; Housing Sentiment Ebbs

Mortgage Rates moved lower today at a slightly better pace than the recent norm. That's not saying much in the bigger picture, because "the norm" has been almost zero movement in either direction for several weeks. Such a narrow range makes it possible to move from the high end to the low end with relatively little effort, and that's exactly the case today. In fact, you'd have to go back nearly a month to see rates any lower, even though the highest rates of the past month might be exactly the same, depending on the lender. How can the lowest rates be the same as the highest rates? It's a semantics issue, really. When we talk about "rates," we're referring to the cost associated with financing a home purchase or refinance. Almost all lenders offer rates in 0.125% increments, but markets rarely
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