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Rates Head Back to Toward 3-Year Lows; Distressed Sales Plateau; Mortgage Credit Availability Mixed by Sector

Rates Head Back to Toward 3-Year Lows; Distressed Sales Plateau; Mortgage Credit Availability Mixed by Sector

Mortgage rates moved lower today , but not by much. Bond market levels typically dictate mortgage rate changes in fairly short order. Oftentimes, a strong showing in bond markets means that rates will be noticeably improved on the same day. But that's not the case today and it hasn't been the case in general, recently. Global economic concerns and financial market volatility have lenders feeling hesitant to adjust rate sheets too quickly. Even if rates can't move as much as they normally would, at least they're moving in the right direction . Most lenders continue quoting conventional 30yr fixed rates of 3.625% on top tier scenarios with 3.5% becoming more and more common. In terms of strategy, it's never a bad idea to lock in gains if you've been floating for a while. That said, we are definitely
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