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Rates Continue Rising From 3-Year Lows; TRID a Bigger Burden on Smaller Lenders

Rates Continue Rising From 3-Year Lows; TRID a Bigger Burden on Smaller Lenders

Mortgage rates moved higher again today, rising to the highest levels since last Thursday. That fact is contrary to the most of the mortgage-rate-related headlines out today, so what gives?! The discrepancy is simple and not uncommon on Thursdays. That's when Freddie Mac releases its weekly mortgage rate survey. That data is subsequently gobbled up and turned into articles by major media outlets, which tend to overlook the limitations of the Freddie data. Specifically, the survey generally captures rate quotes that are available on Mondays and Tuesdays, with the occasional big Wednesday morning causing some small movement. In other words, it really only measures 2.5 days of the week. Even though the Freddie survey does a good job tracking those 2.5 days each week and expressing them in an average
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