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Rates Back to Recent Highs as Fed Week Begins; Fraud Returning; OCC Loan Performance Report

Rates Back to Recent Highs as Fed Week Begins; Fraud Returning; OCC Loan Performance Report

Mortgage rates moved quickly higher today, more than erasing Friday's strong performance. If fact, most lenders are at their highest levels in more than a week. All that having been said, we're not talking about massive movements in the grand scheme of things The most prevalently-quoted conventional 30yr fixed rate remains at 4.0% for top tier scenarios. A few lenders had been quoting 3.875% late last week, but now there are fewer. Conversely, there were several lenders quoting 4.125% last week and now there are more. As we discussed after Friday's drop in rates, it doesn't make too much sense to pin down the source of this volatility on any one factor. Financial media gets a hold of a plausible story and it tends to get more credit than it deserves for doing something it probably isn't doing
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