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Rates Back to 4-Month Lows; Cash Sales at 31.3 Percent; West Leads Price Gains; TRID Education

Rates Back to 4-Month Lows; Cash Sales at 31.3 Percent; West Leads Price Gains; TRID Education

Mortgage rates began the day moderately lower. As equities markets failed to mount any counterattack to recent losses, bond markets surged--including the mortgage-backed-securities (MBS) that dictate mortgage rates. As such, most lenders were able to offer mid-day improvements to the morning rate sheets. By the end of the day, the average rate sheet was as strong as it's been since early May 2015 . At current levels, a conventional 30yr fixed rate 3.875% is a more common quote than 4.0% for top tier scenarios. Some of the more aggressive lenders are already down to 3.75%. The next few days bring even more fuel for market volatility . As always, depending on the nature of the scheduled events, rates could move either higher or lower. The increased volatility means increased risk and reward when
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