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Rates Aside, MBA Sees Job Numbers as Positive for Housing Market

Rates Aside, MBA Sees Job Numbers as Positive for Housing Market

Mortgage application volume fell again last week, but the declines were small compared to the double-digit declines in all indices during the week ended September 30. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, decreased 2.0 percent on both a seasonally adjusted and unadjusted basis during the week ended October 7. The Refinance Index also fell 2.0 percent from the prior week and was 86 percent below its level during the same week in 2021. The refinance share of mortgage activity was unchanged from the prior week at 29.0 percent. [refiappschart] There was also a 2.0 percent week-over-week decline in both unadjusted and adjusted Purchase Indices . The unadjusted Purchase Index fell below that of the same week
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