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Rates Are Spiking; Don’t Fear The ARMs; Pending Sales Wallowing

Rates Are Spiking; Don’t Fear The ARMs; Pending Sales Wallowing

Mortgage rates are in a bit of trouble, having moved higher at the fastest pace since late June in the past few days. If you've had occasion to read an update on mortgage rates from most major media outlets today, the news is actually worse than you've heard. The most widely-cited source on any given Thursday is Freddie Mac's weekly Primary Mortgage Market Survey. While accurate over time, it doesn't account well for day to day changes when things are volatile--especially if those changes occur between Wednesday and Friday. Unfortunately, Wed/Thu of this week have been worse than any other consecutive days in terms of upward rate movement. Whereas Freddie's survey suggests rates being roughly 0.06% higher versus last week, the average lender is offering rates today that are just over 0.125
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