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Rates Actually Higher This Week; Affordability is Biggest Concern; Multifam Building Buoys Construction Spending

Rates Actually Higher This Week; Affordability is Biggest Concern; Multifam Building Buoys Construction Spending

It's Thursday! That means it's time, once again, to set the record straight on today's actual mortgage rates as opposed to those suggested by almost any other news article on the topic today. Why should you trust me as opposed to a multitude of financial journalists telling you something else? Simply put, they're relying on Freddie Mac's weekly mortgage rate survey (which can be unavoidably stale) whereas I'm using a multitude of actual lender rate sheets to derive a highly reliable/accurate average. Those using Freddie's numbers are relying predominantly on lender quotes from Monday and Tuesday whereas I've updated my averages in just the past hour, and for the 2nd time today! Because the Freddie survey is always based largely on Mon/Tue numbers, the higher rates at the beginning of last week
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