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Mortgage Rates Unchanged at Multi-Year Highs; Housing Starts Slide; Regulatory Updates

Mortgage Rates Unchanged at Multi-Year Highs; Housing Starts Slide; Regulatory Updates

Mortgage rates stayed steady today, on average, though any given lender could be slightly better or worse compared to yesterday. Bond markets (which underlie rate movement) are beginning the process of winding down for the holiday season. That doesn't mean that rates won't move for the rest of the year--simply that the intraday rate movement will be more random. This can be frustrating in the coming weeks because it can result in big changes without any warning based on the slate of events on the calendar (typically, we know which events run the risk of causing big moves ahead of time). That's just as well considering the prevailing strategy for more than a month has been to expect higher rates until we see a meaningful move back toward lower rates. In this context, the minimum requirement
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