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Mortgage Rates Steady to Slightly Lower Ahead of Fed; Post-Recession Price Gains Beat Housing Boom

Mortgage Rates Steady to Slightly Lower Ahead of Fed; Post-Recession Price Gains Beat Housing Boom

Mortgage rates were sideways to slightly lower today, depending on the lender. Whereas some rate sheets were carbon copies of yesterday's latest offerings, others were markedly improved. Any discussion of movement in the mortgage rate world these days would be incomplete without pointing out the fact that everything has been taking place in an exceptionally narrow range. While we can technically observe that the 'effective rate' is changing from day to day, all of the recent changes have been to the upfront costs/credit as opposed to the contract rate itself. 3.75-3.875% have been the dominant lender quotes on top tier conventional 30yr fixed scenarios for weeks. What's it going to take to change that? It's one of those things that we'll know when we see. For pretty much the entire year, the
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