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Mortgage Rates Remain Under Pressure; Builder Confidence Steady or Stuck?

Mortgage Rates Remain Under Pressure; Builder Confidence Steady or Stuck?

Mortgage rates remain under pressure over the past few weeks after hitting near-all-time lows in early July. With one exception, rates have been either sideways or higher every day since July 6th. In that time, they've moved up roughly an eighth of a point. Today would be easier to characterize as "sideways" for most lenders, although a few raised costs just slightly. The most prevalently-quoted conventional 30yr fixed rate for top tier scenarios remains 3.375%. Certainly, 3.375%, itself, is not bothersome in a historical context. Indeed, it was the most prevalent rate during the era of all-time lows in late 2012 and early 2013. The only inconvenience is the recent pattern of behavior. Over the past 3 years (or past 30 years, depending on how far back you want to go), rates have been in a long
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