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Mortgage Rates Inch Lower; Housing Market Index 2nd Highest in 2016

Mortgage Rates Inch Lower; Housing Market Index 2nd Highest in 2016

Mortgage Rates moved slightly lower today, depending on the lender. During the morning hours, rates were roughly unchanged and thus remained in line with the highest levels in more than 4 months. As the day progressed, bond markets improved, resulting in fairly widespread 'positive reprices' (meaning that certain lenders issued new rate sheets with modest improvements). After the reprices, the average lender was quoting slightly lower upfront costs for the same note rates seen yesterday. 3.625% is currently the most prevalent conventional 30yr fixed quote on top tier scenarios. Despite the intraday improvements, rate/bond markets remain anxious. Now that we've seen our first 2-day winning streak in the month of October, it's tempting to conclude that the recent trend toward higher rates is
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