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Mortgage Rates Flat to Slightly Lower; TRID Causing Noticeable Delays -Ellie Mae

Mortgage Rates Flat to Slightly Lower; TRID Causing Noticeable Delays -Ellie Mae

Mortgage rates were sideways to slightly lower today as underlying bond markets continue to operate in holiday mode. While that can occasionally result in inexplicable volatility, market participants are generally trying not to rock the boat heading into the end of the year. That mission was accomplished today as bond markets stayed well within the confines of last week's range. The average rate sheet was almost imperceptibly stronger than last Thursday's, but in many cases, not enough to result in a noticeable improvement to quoted rates and fees. In fact, any lender who improved today only did so in the form of microscopically lower closing costs (as opposed to a change in the interest rate itself). The most prevalent conventional 30yr fixed quotes have been in the 4.0-4.25% range with a
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