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Mortgage Rates Edge Lower Ahead of Jobs Report; Good News For Lenders in RFC Case

Mortgage Rates Edge Lower Ahead of Jobs Report; Good News For Lenders in RFC Case

Mortgage rates fell modestly today, but not enough to make it back to the lows seen earlier this week. 4.25% is still the most prevalent 30yr fixed rate on top tier scenarios, meaning day-to-day movement has been limited to upfront costs (sometimes referred to as "points," depending on the source of information). Since last Friday, the range has been exceptionally narrow leading up to tomorrow's Employment Situation (the big "jobs report"). This is the most important scheduled economic report each month. While its impact can vary, it always has tremendous potential to move markets in either direction. Given that today's rates are slightly lower than the average over the past few weeks, and the trend has been toward slightly higher rates during that time, a more cautious strategy makes good
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