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Mortgage Rates Are Actually The Highest Since Mid November

Mortgage Rates Are Actually The Highest Since Mid November

Wednesday's Consumer Price Index caused a brutally fast spike in mortgage rates .  It wasn't notable for taking us to exceptionally high levels (October 2023 was much higher), but it was one of the biggest single-day jumps.  Either way, it easily took the average lender back to highest levels since November 2023.  Today was very tame by comparison although rates moved just a bit higher.  The average lender is at the weakest levels since November 20th, 2023.  This reality is at odds with many of today's mortgage rate headlines which mention 6.88% as this week's rate.  So what's the true story? 6.88% is a product of Freddie Mac's weekly survey.  What Freddie really means is that 6.88% was the 5 day average from last Thursday through yesterday. Moreover, Freddie's survey doesn't adjus
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