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Mortgage Rates Are Actually Much Higher; Forbearance and Foreclosure Updates

Mortgage Rates Are Actually Much Higher; Forbearance and Foreclosure Updates

Several sources for mortgage rate data are doing consumers a major disservice this week. At least two of them are claiming that the average top tier 30yr fixed rate is still under 3.00%. It's not. One disclaimer right up front: different companies have different rate-quoting policies. Even within the same company, borrowers can typically opt for different combinations of rates and fees. Sometimes two rates that seem very different are actually very similar. Still, none of those subtleties would get the average lender under 3.00% this week--especially not by Friday. Let's focus on the specific example of Freddie Mac's weekly rate survey which showed 30yr fixed rates at 2.98% 2 short days ago. We've discussed the downsides of this methodology before. Specifically , Freddie collects responses
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