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Mortgage Rate Confusion; The New HELOC; Prices End 2015 Strong

Mortgage Rate Confusion; The New HELOC; Prices End 2015 Strong

Mortgage rates were slightly higher today, and that leaves them much higher than the long-term lows seen 2 weeks ago. Of course "much" is a relative term, and in this case, it pertains to the sticker shock that a rate shopper would have today versus, say, February 11th, when rates hit 2-year lows. Specifically, it could cost you more than a thousand dollars on a $200k loan to get back to Feb 11th rates. The news is far less dramatic if we focus on the fact that today's rates are only about an eighth of a percentage point higher on average. Still, an eighth of a point is a big deal if you follow rates closely , looking or waiting for an opportunity to lock. It's an even bigger deal when every major media outlet is saying that rates hit long-term lows TODAY. Again, long term lows were hit on
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