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Mortgage Apps Rise 8%, Purchase Volume Remains Soft

Mortgage Apps Rise 8%, Purchase Volume Remains Soft

Mortgage application volume rose modestly during the week as mortgage rates marked time.  The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, increased 3.7 percent on a seasonally adjusted basis compared to the previous period, a week in which the data contained an adjustment to account for the MLK holiday.  On an unadjusted basis, the Index increased 8.0 percent week-over-week.   The Refinance Index gained 12.0 percent from the previous week and was 1.0 percent higher than the same week in 2023. Refinancing accounted for 35.4 percent of the week’s volume, up from 34.2 percent the previous week. [refiappschart] The seasonally adjusted Purchase Index ticked down 1.0 percent and was 6.0 percent higher before a
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