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Mortgage Apps Fall as Rates Rise; Small Loans Impacting Affordability; What Changed in Today’s FOMC Statement?

Mortgage Apps Fall as Rates Rise; Small Loans Impacting Affordability; What Changed in Today’s FOMC Statement?

The volume of both purchase and refinancing applications moved lower last week , The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, recorded a seasonally adjusted decline of 2.5 percent in overall activity during the week ended April 27. Unadjusted, the volume was 2.0 percent lower than the previous week. Refi Index vs 30yr Fixed [refiappschart] Purchase Index vs 30yr Fixed [purchaseappschart] The index measuring applications for home purchase financing was down 2 percent. The unadjusted Purchase Index decreased 1 percent compared with the previous week but was 5 percent higher than the same week one year ago. Four percent fewer applications for refinancin g were received than during the week ended April 20 and the refinancing share of total applications
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