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Mortgage Apps Bounce Back; Builder Confidence Decimated; Fannie/Freddie Team up With CFPB on Servicing

Mortgage Apps Bounce Back; Builder Confidence Decimated; Fannie/Freddie Team up With CFPB on Servicing

Even though many were probably doing it on their phone or tablet while sitting at their kitchen tables, Americans were busy submitting applications to refinance their home last week. The Mortgage Bankers Association (MBA) said that its Market Composite Index, a measure of mortgage loan application volume, driven by refinancing, increased 7.3 percent on a seasonally adjusted basis during the week ended April 10 and 7.0 percent on an unadjusted basis. The index had declined 18 percent a week earlier. The Refinance Index increased 10 percent from the previous week and constituted 76.2 percent of all applications during the week , up from 74.2 percent during the week ended April 3. The Refinancing Index was 192 percent higher than the same week in 2019. The volume of purchase mortgages dropped
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