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Mortgage Application Volume Up Slightly, Despite Higher Rates

Mortgage Application Volume Up Slightly, Despite Higher Rates

Mortgage applications activity increased for the first time in three weeks during the period ending March 3, despite the slight increase in rate.  The degree of that change is a little muddied by revisions to nearly two months of data from earlier in the year. Those revisions are explained at the end of this report.  The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of mortgage loan application volume, increased 7.4 percent on a seasonally adjusted basis compared to the previous week. On an unadjusted basis, the Index was up 9 percent. The Refinance Index rose 9 percent from the previous week and was 76 percent lower than the same week in 2022.  The refinance share of mortgage activity increased to 28.9 percent of total applications from 28.7 percent
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