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Mortgage App Volume Retreats Slightly as Rates Rise

Mortgage App Volume Retreats Slightly as Rates Rise

After rising a cumulative 17 percentage points over the prior two weeks, mortgage application volume slowed slightly last week. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of that volume, decreased 1.6 percent on a seasonally adjusted basis from one week earlier and was 1.0 percent lower on an unadjusted basis.   Both home purchasing and refinancing activity pulled back. The Refinance Index decreased 3 percent from the previous week and was 3.0 percent lower than the same week in 2023. The Purchase Index slid 1.0 percent both before and after adjustment and was 14 percent lower year-over-year. [refiappschart] [purchaseappschart] “ Mortgage rates increased last week as incoming data showed inflation was still hotter than expected, which
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