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Mortgage App Volume Fairly Steady; Rates Recovered a Bit, But Risks Remain

Mortgage App Volume Fairly Steady; Rates Recovered a Bit, But Risks Remain

Applications for mortgage financing declined again during the week ended September 3. The Mortgage Bankers Association (MBA) said its Market Composite Index, a measure of application volume, was down 1.9 percent on a seasonally adjusted basis heading into the Labor Day weekend and was 3 percent lower on an unadjusted basis. The Refinance Index decreased 3 percent from the previous week and was 4 percent below the volume one year ago. Applications for refinancing represented 66.8 percent of the total, unchanged from the week before. Purchase mortgage volume declined slightly with the seasonally adjusted Purchase Index down 0.2 percent. The unadjusted version was 3 percent lower week-over-week and down 18 percent compared to the same week in 2020. Refi Index vs 30yr Fixed [refiappschart] Purchase
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