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Little-Known Mortgage Option For Family Members Who Couldn’t Qualify on Their Own

Little-Known Mortgage Option For Family Members Who Couldn’t Qualify on Their Own

Thinking of purchasing a house for a disabled adult child or parent? Are you unable to qualify for a mortgage due to a disability? While this program no longer has a brandable name, it’s the perfect fit for specific borrowers. Let’s set the stage with my scenario: Currently renting, my prospective client wants nothing more than to be a homeowner. Disabled from a young age, the sense of independence that comes with homeownership has become rare air. The problem? Never enough income to qualify. A couple of sentences in Conventional guidelines make a world a difference for prospective homebuyers with disabilities: Fannie Mae will consider the residence to be a principal residence even though the borrower will not be occupying : Parents or legal guardian wa
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