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Lenders Tightening Credit Access; Renters Losing Interest in Ownership?

Lenders Tightening Credit Access; Renters Losing Interest in Ownership?

Mortgage credit access tightened for the second straight month in March. The Mortgage Bankers Association (MBA) said its Mortgage Credit Availability Index (MCAI) declined 1.5 percent to 177.9 compared to February and has lost 5.0 points since January. The Index was benchmarked at 100 in March 2012. All four of the component indices were down, with the Government MCAI taking the biggest hit, down 2.1 percent. The Conventional MCAI was down 0.8 percent as was one of its sub-indices, the Conforming index. The second component of the Conventional MCAI, the Jumbo index , was down 0.7 percent. Joel Kan, MBA's Association Vice President of Research and Economics said, "Mortgage credit availability decreased in March driven by both conventional and government loan programs. The government MCAI saw
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