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Housing Only “Feels” Unaffordable: Builder Labor Shortage; Rates Rise From Long-Term Lows

Housing Only “Feels” Unaffordable: Builder Labor Shortage; Rates Rise From Long-Term Lows

Housing, at least according to Freddie Mac vice president and chief economist Sean Becketti, isn't unaffordable. It just feels that way . Becketti, in a recent post on the company's Perspectives blog, says the media is full of headlines that decry the costs faced by homebuyers today. He cites several, including a recent one from Business Insider , "An affordable-housing shortage in the US is about to get worse," as an indication of how the current environment feels to most people, but he says, "Housing is at near-record affordability, and I can prove it." His proof is the Housing Affordability Index (HAI) developed by the National Association of Realtors (NAR). This is perhaps the most-widely-cited measure of housing affordability and is currently at record highs . This means, Becketti says
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