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Homeownership is Highest Since 2014; Not Your Dad’s Cash Out Refi; Rates Spike to 2-Week High

Homeownership is Highest Since 2014; Not Your Dad’s Cash Out Refi; Rates Spike to 2-Week High

The Census Bureau reported on Thursday that the national homeownership rate rose slightly in the fourth quarter of 2018 to 64.8 percent , up from 64.4 percent in the third quarter and 64.2 percent in the fourth quarter of 2017. The Census Bureau said that change was not statistically different in either case, but at least it did continue the gradual upward trend in the rate since it hit an all-time low of 62.9 percent in the second quarter of 2016. The headline news however was a 1.2-point year-over-year change in the rate for those 34 to 44 years of age to 61.1 percent, by far the largest gain for any age group. The rate for those the next oldest cohort gained 0.6 point to 70.1 percent and homeownership for those under 35 rose from 36.0 percent to 36.5 percent. The rate declined for those
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