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Home Prices Still Soaring; Rates Closing Out 2020 at Record Lows

Home Prices Still Soaring; Rates Closing Out 2020 at Record Lows

For all practical purposes, the year is over when it comes to mortgage rate volatility. True, there is some small chance that political developments conspire to push rates just a bit higher in the next two days, but the damage would be insignificant in the bigger picture. In other words, we're looking at "all-time low " rates today versus "rates that are close enough to all-time lows that no one would really notice the difference" in the event of more negative outcomes. The catch is that these sorts of assumptions get increasingly risky as the new year commences. Especially concerning for bonds (which dictate rates) is the Georgia senate election. This has nothing to do with political opinion and everything to do with the nature of stimulus and government funding. Specifically, democrats and
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