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Freddie Mac Updates Selling Guide, Introduces New Product; Boring Mortgage Rates; The Range!

Freddie Mac Updates Selling Guide, Introduces New Product; Boring Mortgage Rates; The Range!

Freddie Mac will be consolidating two of its mortgage products into a single offering effective October 29, 2018. The company announced this and other changes to its Selling Guide in a Bulletin on Wednesday. The affected products are Freddie Mac's Home Possible and Home Possible Advantage Mortgages. The company said it is making the change in response to seller feedback and to provide those sellers with improved operational efficiencies and ease of use. The new product will offer the same loan-to-value (LTV) and total LTV (TLTV) ratios as in the Home Possible Advantage program although certain requirements and loan attributes will continue to vary depending on those ratios. The new product, to be called Home Possible Mortgages , will permit non-owner occupant borrowers on loans secured by one
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