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Early Delinquencies Drop Below Pre-COVID Levels; Lowest Rates in Nearly 2 Weeks; RefiNow Pros and Cons

Early Delinquencies Drop Below Pre-COVID Levels; Lowest Rates in Nearly 2 Weeks; RefiNow Pros and Cons

The nation's mortgage delinquency rate is inching closer to its pre-pandemic level as early stage delinquencies improve. CoreLogic says that in March of this year 4.9 percent of all mortgages were 30 days or more past due, including loans in foreclosure. This is the lowest rate since March 2021, the month the pandemic hit, and the rate was 3.6 percent. The company notes that "March 2021 marked a critical juncture in the U.S. - the one-year anniversary of the onset of the pandemic, the third round and disbursement of government stimulus checks and the extension of forbearance programs. Taken together, some of these factors helped mortgage holders stay current on their loans and led to the lowest national delinquency rate in a year. "Additionally, the convergence of these financial paddings allowed
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