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Dodd-Frank Fixes Set for Senate Passage; House Poised to Pounce; Rates Just Barely Lower

Dodd-Frank Fixes Set for Senate Passage; House Poised to Pounce; Rates Just Barely Lower

The Senate looks set to pass Senate Bill 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act, which seeks to undo some of the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, passed in the wake of the financial crisis. Sixteen Democrats joined 50 Republicans to allow a vote on the bill, sponsored by offered by Senators Mike Crapo (R-ID), Joe Donnelly (D-IN), and three other Democrats. The bill in its present form makes some changes to mortgage regulations, but there is concern about what it might look like if it survives to pass the House. The bill that passed out of the Senate Banking Committee amends the Truth in Lending Act to allow institutions with less than $10 billion in assets to waive some of the ability-to-repay requirements of the
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