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Consumers Remain Confident About Job Prospects; Rates Stay Steady as Market Volatility Wanes

Consumers Remain Confident About Job Prospects; Rates Stay Steady as Market Volatility Wanes

Fannie Mae's Home Purchase Sentiment Index (HPSI) continued to rebound from its spring slide , rising for the second straight month. The HPSI, based on a subset of six questions from the company's monthly National Housing Survey, shows increased optimism about home selling conditions, home price growth and the labor market but that optimism didn't carry forward in September when it came to homebuying conditions and mortgage rate expectations. The Index increased by 3.5 points in September , to 81.0. However, it is 10.5 points lower than in September 2019. Despite the huge layoffs and ongoing unemployment insurance claims, most consumers feel secure about their employment prospects. Eighty-three percent of respondents said they were not concerned about losing their job, a 5-point increase and
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