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Cheat Sheet: What CFPB Constitutionality Ruling Means for Lenders

Cheat Sheet: What CFPB Constitutionality Ruling Means for Lenders

The ramifications for a U.S. Court of Appeals decision against the CFPB’s constitutionality go far beyond just the agency’s independence, and may have consequences for other federal agencies with similar structures. The ruling may also hamper the CFPB's powers going forward, including its ability to retroactively apply new rules.

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