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CFPB Reconsidering TRID?; Rates End Week at Lows; Bank of Mom and Dad

CFPB Reconsidering TRID?; Rates End Week at Lows; Bank of Mom and Dad

Mortgage rates moved just slightly lower in most cases, to end the week at the best levels since April 19th. Mor importantly, the past 3 days of improvements go a long way toward defeating a worriesome trend toward higher rates that began in early April. With the recent gains, the average conventional 30yr fixed rate is back down to 3.625% on top tier scenarios after having briefly moved up to 3.75%. That said, keep in mind that rate sheet offerings have varied more widely than normal from lender to lender due to recent market volatility. Mortgage rates are primarily determined by trading levels in bond markets. A lot of bond market participants are required to be holding a certain mix of bonds at the end of the month. As such, the beginning and end of any given month marks a time of increased
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