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Can Owning a Home Still Build Wealth? Mortgage Rates Still on Vacation

Can Owning a Home Still Build Wealth? Mortgage Rates Still on Vacation

"Possibly the only thing worse than a world in which homeownership doesn't work as a wealth-building tool is a world in which it does work as a wealth-building tool." That statement summarizes the argument made recently by Daniel Hertz, senior fellow at City Observatory who contends that housing can't be both affordable and a good investment. This observation runs contrary to conventional wisdom that homeownership is the most reliable pathway to household wealth. Well perhaps it is, Hertz says, just not for everyone. And this pits two pillars of American housing policy directly against each other. Hertz say that promoting homeownership as an investment strategy is risky. No financial advisor would advise going into debt as well as putting a substantial portion, if not all, of one's savings
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