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Buyers and Sellers Divided; Refi Rates Finally Back to All-Time Lows

Buyers and Sellers Divided; Refi Rates Finally Back to All-Time Lows

After climbing for three straight months Fannie Mae's Home Purchase Sentiment Index (HPSI) stalled in November , declining 1.7 points to 80.0. The index based on six questions from the National Housing Survey, was 11.5 points lower than in November 2019. The two most closely watched components of the index are those which measure consumers attitudes toward buying or selling a home and they diverged during the month. Those who thought it was a good time to buy dropped from 60 to 57 percent while those who said it was not a good time remained at 35 percent. This left the net good time responses at 22 percent, a 3-percentage point loss for the month and 10 points lower on an annual basis. Selling sentiments moved in the opposite direction. The percentage saying it was a good time to sell remained
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