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B of A Teams with Freddie, Credit Union to Offer Low Down Payment Mortgage

B of A Teams with Freddie, Credit Union to Offer Low Down Payment Mortgage

Bank of America on Monday will launch a 3% down payment home loan in partnership with Freddie Mac, but the bank will not retain any risk if the loans default. That’s because it will immediately will sell the loans and servicing rights to Self-Help Federal Credit Union, a Durham, N.C., community development lender that's on a mission to put more low- and moderate-income families into homes of their own.

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