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$766,550 is The New Conforming Loan Limit For 2024

$766,550 is The New Conforming Loan Limit For 2024

If you're just here for the conforming loan limit news, $766,550 is the number for 2024.   Does this mean no one can get a mortgage for more than $766,550?  No.  The conforming loan limit is the maximum amount that can be guaranteed by Fannie Mae and Freddie Mac (the government-sponsored enterprises or GSEs).  That guarantee has advantages in terms of the loan approval process and   interest rates .  There are plenty of mortgage options for higher amounts or that are not guaranteed by the GSEs, but conforming loans account for a vast majority of new mortgages. $766,550 is the base amount.  Higher cost areas have access to higher limits based on the average home prices in that area.  The county by county limits are listed separately,   HERE . The highest tier is $1,149,825 (base
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